Terms and Conditions, Disclaimer, and Private Policy.

Terms and Conditions

Effective Date: July 31st, 2025

Welcome to RFBC. These Terms and Conditions govern your access and use of our website, content, products, and services, including any subscription-based content or resources.

By accessing or using RFBC, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Eligibility

You must be at least 18 years old to access, purchase, or use any content or services provided by RFBC. By signing up, you confirm that you meet this age requirement. If you are under 18, you are not permitted to use this site or any of its services.

For the safety of our community, any member wishing to attend an in-person event held in a private or enclosed space must be open to a brief Zoom verification call prior to attending. This helps us ensure that all attendees align with the heart and purpose of our space and keeps our in-person gatherings safe, supportive, and free of inappropriate behavior.

By using this platform and its services, you consent to verification of your identity and profile information as needed for community safety, event attendance, or membership approval. This verification may include, but is not limited to, a brief video call (e.g., Zoom), document review, or other reasonable methods.

You agree to cooperate with any such verification requests. Failure to comply may result in denial of access to certain features, events, or termination of membership.

2. Disclaimer of Professional Advice

The content provided by RFBC, including all videos, downloads, workouts, meal suggestions, wellness information, and coaching, is intended for educational and informational purposes only. We are not licensed medical providers, therapists, personal trainers, or nutritionists. Any health, fitness, or spiritual content should not be taken as medical advice or psychological counseling. Always consult your physician or a qualified professional before beginning any new health or fitness program.

3. Limitation of Liability

You agree to use RFBC services at your own risk. We are not liable for any direct or indirect loss, injury, or damage arising from the use of our content, products, or services. This includes but is not limited to physical injury, allergic reactions, emotional responses, or other health outcomes.

4. Intellectual Property

All content on this site, including videos, guides, downloads, logos, and branding, is the property of RFBC and is protected by copyright and intellectual property laws. You may not copy, reproduce, distribute, or resell any materials without written permission.

5. Subscription and Payment

RFBC is a subscription-based service with a recurring monthly fee. By subscribing, you authorize RFBC to charge your payment method on a recurring basis until you cancel. It is your responsibility to manage and cancel your subscription. We do not offer refunds for partial months or unused time.

6. No Refund Policy

All purchases and subscriptions are final. We do not offer refunds except as required by law.

7. User Conduct

You agree to use our services in a respectful and lawful manner. You may not use our platform for any unlawful or harmful activity, including harassment, hate speech, or spam.

8. Termination

We reserve the right to suspend or terminate your access to RFBC at our sole discretion, without notice, for conduct that violates these terms.

9. Governing Law

These terms are governed by and construed in accordance with the laws of the State of California. Any disputes shall be resolved under California law.

Disclaimer

Effective Date: July 31st, 2025

RFBC is not a substitute for medical, psychological, nutritional, or licensed fitness advice. By using our services, you acknowledge and agree that:

  • You are voluntarily participating in any wellness, movement, or faith-based practices at your own risk.

  • You have consulted with a doctor or licensed health professional before starting any program or applying any content provided.

  • You are solely responsible for your own health and wellness decisions.

  • Results are not guaranteed. Testimonials and examples shared are for illustrative purposes only and do not represent a promise or guarantee of similar outcomes.

  • RFBC is not liable for any injuries, losses, or damages resulting from your participation.

Privacy Policy

Effective Date: July 31st, 2025

This Privacy Policy describes how RFBC collects, uses, and protects your personal information.

1. Information We Collect

We collect personal information you voluntarily provide to us, such as your name, email address, and payment details when you subscribe to our services or opt in to communications.

We may also automatically collect technical data such as your IP address and browser type using cookies or similar technologies to enhance your experience.

2. How We Use Your Information

We use your information to:

  • Process payments

  • Provide access to subscriber content

  • Send newsletters and updates (only if you opt in)

  • Improve our services

We do not sell or rent your personal information.

3. Payment Processing

All payments are processed through secure third-party platforms (such as Stripe or PayPal). We do not store your payment information on our servers.

4. Data Protection

We take reasonable steps to protect your information, but no system can be guaranteed 100% secure. By using our site, you acknowledge this risk.

5. Cookies

Our website may use cookies to track usage and improve performance. You may disable cookies in your browser settings.

6. Third-Party Links

RFBC may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

7. Your Rights

You may request access to, correction of, or deletion of your personal data by contacting us.

8. Changes to This Policy

We may update this policy from time to time. Continued use of our services after changes constitutes your agreement to the updated terms.